1
Users & ChannelsAccess everywhere
Zong Super App
Consumers
Merchants & Businesses
Retail & SME
Government & Public Services
Public sector
Enterprise Partners
Corporates
Developers / API Partners
Builders
Customer Support / Ops
Internal teams
2
Access & Ecosystem EnablementThe layer that lets anyone plug in safely
API Gateway & APIs
Single entry point
Identity & Access Management
Auth & roles
Consent & Authorization
User permissions
Market / Policy Context Engine
Sharia, PVARA, SBP rules
Partner & Developer Enablement
SDKs & sandbox
Tenant / Market Isolation
Data separation
3
Core Digital Rails Web3-powered · owned by Zong, operated on Fasset
The ten rails every solution runs onOwned by Zong · Powered by Fasset
Powered by
Identity Rail
Verified digital identity for all participants
Wallet & Value Rail
Store, send & manage value (Fiat + Stablecoin + Assets)
Payments & Settlement Rail
Fast, low-cost payments & settlements
Tokenization & Asset Rail
Tokenize real-world assets & digital instruments
Ledger Rail
Single source of truth. Immutable & transparent
Compliance & Trust Rail
KYC, AML, screening, rules, limits & monitoring
Smart Contract & Programmability Rail
Automate agreements, workflows & business logic
Data / Oracle / Event Rail
Real-world data, events & automation triggers
Partner Integration Rail
Connect banks, fintechs, enterprises & other systems
Governance & Reporting Rail
Real-time reporting, audit, analytics & insights
Built on a Web3 blockchain layer
operated by Fasset
operated by Fasset
Ethereum
Polygon
BNB Chain
Solana
Other Networks
4
External Ecosystem & IntegrationsConnected to Zong infrastructure
Banks & Financial Institutions
KYC / Identity Providers
Regulators & Authorities
Custody & Vault Providers
Asset Registries & Data Providers
Enterprise Systems (ERP, HR, CRM)
Global Networks & Payment Rails
5
Industry SolutionsPowered by Zong · renting the rails
Banking & Wallets
Digital banking, savings, remittances & more
Real Estate
Fractional ownership, tokenized properties
Telecom Infrastructure
Funding & asset-backed investments
E-Commerce & Merchant
Payments, checkout, loyalty & rewards
Payroll & Earned Wage Access
Disbursements, advances & worker wallets
Government Disbursements
Subsidies, aid, benefits & public services
Insurance
Smart policies & automated payouts
Lending & Credit Pools
Digital lending, pools & structured finance
Logistics & Supply Chain
Milestone payments, settlement & tracking
Media, Gaming & Digital Rights
Creator payouts, digital assets & rewards
Education & Credentials
Verifiable credentials, rewards & certificates
Energy, Agriculture & More
Utility payments, agri-finance & sustainability
Value FlowHow money & data move through the stack
Onboard
Use Services
Value Moves
Stablecoin / Fiat / Assets
Settle on Chain
Record & Report
Holdco & GovernanceOne app · all Zong services · one ecosystem
Governance
Strategy & Policy
Risk & Compliance
Treasury & Liquidity
Analytics & Insights
Rent the rails · pay as you use
Partners, businesses & developers build on Zong's secure, scalable infrastructure
APIs & Services
On-demand
Scalable Usage
Elastic
Flexible Pricing
Usage-based
Secure & Compliant
By design
High Availability
Always on
$
USD-backed stablecoin settlement
A regulated, fully-reserved settlement layer for borderless payments. Generic USD stablecoin, no proprietary token required.
Powered by
Built once. Operated at scale. Deployable in months.
Access & control flow
Value & data flow (on-chain)
Use cases & solutions
Zong = owns & operates
Partners = rent & use